
GBH Capital is a commercial and private money broker based in Toms River, New Jersey, providing nationwide lending for real estate investors, landlords, and developers who need speed, clarity, and practical underwriting. With 27 years of lending experience and more than three decades as investors, we understand that you are not shopping for theory - you are shopping for a lender that can help you close.
We arrange a focused range of real estate investment loans: purchase financing, rate-and-term and cash-out refinance, DSCR loans, bridge loans, fix and flip funding, and ground up construction loans. Whether you are acquiring a single rental, repositioning a small multifamily, or breaking ground on a new build, our role is to structure funding around the property, the numbers, and your exit strategy.
For residential investors, we offer residential loans for both short-term projects and long-term holds. That includes DSCR options that do not require tax returns or W‑2s, so self-employed borrowers and active investors with complex returns can qualify based on property cash flow. For value-add projects, our rehab and fix and flip loans can cover up to 100% of renovation costs, allowing you to keep more of your own capital in reserve for the next deal.
When timing is tight, we arrange fast bridge loans so you can secure a property, satisfy contract deadlines, or unlock trapped equity while longer-term financing is put in place. For builders and developers, we provide ground up construction financing designed around draw schedules and realistic project milestones, from land acquisition through completion.
Everything we do is handled online and by phone, with same-day preliminary approvals and typical term sheets within 48 hours. You receive direct access to experienced professionals who speak your language and understand what it takes to get from accepted offer to closing table. Providing capital is what we do - so you can focus on acquiring, building, and scaling your real estate portfolio.